Business Loan Calculator
Enter loan amount, annual interest rate, and term in months. Get monthly repayment, total interest paid, and a full amortization schedule you can download as CSV.
Calculator
How to read the repayment and test debt cover: business loan affordability in Sri Lanka.
Sri Lanka business loan types and rate ranges
Typical rate bands for secured, unsecured, equipment, and working capital facilities from Sri Lankan banks in 2025/2026.
Loan types available
- → Term loans: Fixed repayments across an agreed schedule.
- → Working capital: Short-term funding for day-to-day needs.
- → Equipment financing: Asset-backed lending for machinery and vehicles.
- → Trade finance: Import and export financing support.
- → Overdraft facilities: Flexible limits tied to your current account.
Typical interest rates (2026/2027)
*Rates vary by bank, collateral, and business profile.
Find the right facility at the right rate
WinCore's advisory team prepares loan applications, benchmarks offers across local banks and lenders, and structures repayment terms around your actual cash flow, not a generic schedule.
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Loan calculator FAQs
What loan types you can model, how to export the amortization schedule, and how to handle early repayments or balloon payments.
What loan products can I model with this calculator?
You can estimate repayments for secured and unsecured loans, equipment financing, overdraft conversions, and other amortizing facilities by adjusting the loan amount, interest rate, and term fields.
Can I download the amortization schedule?
Yes. After calculating, use the Export CSV button in the results toolbar to download every payment, or copy and share the summary for a quick snapshot.
Does the calculator account for early repayments or fees?
The current model assumes standard monthly repayments without extra fees. For complex cases we recommend exporting the schedule and working with our advisory team to add balloon payments or facility charges.
Need expert support?
Make the loan decision with real numbers, not estimates
WinCore's accounting team builds cash-flow projections, evaluates loan structures against your P&L, and advises on the financing mix that keeps your business liquid, before you sign anything.
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Translate the number into a plan
Turn this figure into a CFO-grade plan
A WinCore Virtual CFO walks you through cash-flow modelling, runway, and investor reporting, without hiring a full-time finance lead.